I used to visit this lonely stone alot when I lived in Luddenden foot. The folklore regarding the placing of money into the basin at the top of the stone dates back many,many years.
A local chap once told me that the stone marks the spot where Joan (carrying her milk churn in a snow storm) died.
I remember visting this stone one July morning in 1999 (if my memory serves me) to find three quid in the basin and a stick of blackpool rock placed on the floor next to the stone.
Strange indeed.