last year US/WE spent £49billion on insurance premiums in the UK.

Nearly five times the amount mentioned by Littlestone.

If you really want to indulge in a n"oh the sweet irony" of exactly how much cash is swilling around in this country, try and google for how much we CHOOSE to spend on pet food and beauty products per year in the UK.

It should be realised people make the difference and not money. Money is just a promise to pay, whereas people can offer time and skills.